Our Process

1. We have our initial consultation where we discuss the financing your company currently has in place, and what Noble Funding can accomplish in terms of more access to capital and a lower interest rate. We also discuss specific corporate needs and growth plans, so we’re able to custom tailor the proper solution. Next we send you our application and fee agreement.
2. Once we receive your paperwork, we ask for any remaining financial information missing from our package, at that point Noble Funding will discuss the opportunity with our top lender, or lenders we select for your credit line.
3. After vetting out the transaction with our lender and determining the structure of the deal from the lender’s perspective, we arrange a conference call between our client, our lender, and Noble Funding to chat about the specifics of the deal.
4. Assuming the call goes well, a term sheet will be issued from the lender within 24-48 hours outlining all the terms and conditions for the credit facility.
5. Our client then executes the term sheet, sends any due diligence deposit required for a possible field exam of the books and records and/or inventory appraisal. Depending upon deal size, sometimes a field exam and/or inventory appraisal are not necessary.
6. Once any third party reports are received, we move to final underwriting. Loan docs are sent out, signed by our client, and the credit line is closed and funded within a couple of business days.