When a bank asks your company to find a new lender, confirm the deadline, keep every reporting obligation current, build a 13-week cash flow forecast, and begin a replacement financing process immediately. Your company may qualify for asset-based lending, A/R financing, cash flow debt, junior capita...

To understand how to fund a partner buyout, begin with the company's post-closing cash needs. The remaining owners or the company typically combine senior debt, seller financing, buyer equity, and sometimes junior capital. The structure should pay the departing owner while leaving enough cash and cr...

The most practical way to finance a business acquisition above $1 million is usually to combine multiple sources of capital. A senior lender may fund the lowest-risk portion, the seller may carry a note, the buyer contributes equity, and junior or bridge capital fills the remaining gap. That combina...

Independent retail pharmacies and specialty pharmacies operate in one of the most working-capital-intensive corners of the healthcare economy. Working capital for independent pharmacies is rarely a single-product problem — a typical mid-market operator has to fund wholesaler payments long before P...

Independent and physician-owned medical groups have become some of the most active acquirers in U.S. healthcare. Multi-doctor practices buying neighboring single-physician offices, specialty groups consolidating regional footprints, and senior partners transitioning ownership to incoming associates ...

Few business models concentrate the payroll-to-receivable mismatch as severely as a medical staffing agency. Travel nurses, allied health professionals, and locum tenens physicians expect to be paid weekly or every two weeks. The hospitals, health systems, and skilled nursing facilities that contrac...

Subordinated debt sits behind senior bank debt and unlocks growth capital banks will not provide. How mid-market companies use it without losing their bank....

Established government contractors with $1M+ in public-sector receivables can convert 30 to 120-day invoice cycles into working capital. Here is how....

Learn how government contractors can finance large purchase orders and work orders from federal, state, and city agencies before invoices are paid....

Learn how established government contractors can fund $4 Million+ awards, P.O.s, work orders, payroll, materials, and mobilization before payments arrive....